Microcredit focuses on financial development and complements the personal and social development fostered within Self Help Groups.  Microcredit cooperatives allow members to:

• Escape the exploitation of unscrupulous moneylenders
• Budget and save for regular family requirements and unforeseen emergencies
• Gain access to low interest bank loans
• Develop small-scale business ventures

Microcredit case studies can be found on on AusAID's Global Education website